Maryland Fixed Annuities

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Maryland Annuities

Income for Life

Safety of Principal

Guarantees of Principal

Guaranteed Lifetime Income

Maryland Annuities

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Maryland Fixed Annuities

Fixed Interest Rates

Guaranteed Returns

CD Type Annuities

Maryland Fixed Annuities

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Maryland Fixed Indexed Annuities

Fixed Account Options

Indexed Account Options

Annuity Income Riders

Annual Reset

Locked In Interest Crediting

Maryland Fixed Indexed Annuities

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Maryland Multi Year Guaranteed Annuities

MYGA Annuities

Known Returns

Laddering Strategies

Maryland MYGA Annuities

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Maryland Immediate Annuities

Income for Life

Retirement Income Stream

Immediate Income

Maryland Immediate Annuities

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Maryland Annuity Lifetime Income Riders

Guaranteed Lifetime Income

Spousal Continuance Provisions

Terminal Illness Waiver

10% Withdrawal Provisions

Maryland Fixed Annuities for all residents living in Maryland

For more information about Maryland Fixed Annuities, click here.

Maryland Fixed Annuities CD Type Annuities

Maryland Annuity Resource offers Fixed Annuities for all residents living in the State of Maryland. Maryland Fixed Annuities are  a foundation to any investment portfolio and very useful for laddering strategies, short term as well as long term investment strategies. These Annuities are Fixed for a set term similar to terms for CD Type Annuities. You will receive a fixed interest return on Fixed Annuities. We offer Annuities in all 24 Counties of Maryland so find your product and we will be meeting soon.

What is a fixed annuity?

A fixed annuity is a contract between you and an insurance company. It is useful for individuals who want guaranteed interest rates and a stream of income they cannot outlive. Here are some of the ways fixed annuities can ultimately help you eliminate unwanted financial surprises:

  • Principal and interest guarantees - Principal and interest rates are guaranteed. If you withdraw your assets, your principal may be reduced by fees known as contingent surrender charges and state premium taxes in some cases.
  • Tax advantages – Fixed annuities can offer 100% tax deferral,  so all your earnings can grow tax deferred.  This provides increased earnings potential  due to compounding interest.
  • Minimal risk exposure Fixed annuities can help you accumulate funds for retirement without exposing your hard-earned money to the ups and downs of the economy or markets.
  • Income protection  In retirement, you can receive income through flexible payout options, including an option to receive income for life. If you withdraw money before contract maturity, surrender charges may apply. Non-qualified plans would be subject to tax on earnings and qualified may incur an IRS penalty if you take a withdrawal before age 591/2, and any withdrawal may be subject to ordinary income tax.
  • • Beneficiary protection Fixed annuities are designed to help protect your beneficiaries. Upon your death, the assets will be paid directly to your named beneficiary without going  through the probate process and income streams could continue to your spouse.

Fixed income or CD Type annuities are the oldest type of annuity contracts that governments have offered to the general public. Caesar of Rome sold annuities, requiring a lump sum payment and promising yearly returns for its legions of  citizens. European governments funded most of the wars of the 17th and 18th centuries with annuity contributions.  Also in the United States, fixed annuities appeared in the 18th century as a way to support up and coming church’s and chuch pastors. Then a Pennsylvania life insurance company got the commercial ball rolling close to 1912, the contracts quickly became popular, and now they’re used by millions of conservative investors all over the world. But we can help you if your in Maryland, D.C. or Virginia.

We offer Fixed Annuities for all residents living in Maryland. We look forward to working with you and your Fixed Annuity.

For more information about Maryland Fixed Annuities, click here.