Baltimore Annuities

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Maryland Annuities

Income for Life

Safety of Principal

Guarantees of Principal

Guaranteed Lifetime Income

Maryland Annuities

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Maryland Fixed Annuities

Fixed Interest Rates

Guaranteed Returns

CD Type Annuities

Maryland Fixed Annuities

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Maryland Fixed Indexed Annuities

Fixed Account Options

Indexed Account Options

Annuity Income Riders

Annual Reset

Locked In Interest Crediting

Maryland Fixed Indexed Annuities

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Maryland Multi Year Guaranteed Annuities

MYGA Annuities

Known Returns

Laddering Strategies

Maryland MYGA Annuities

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Maryland Immediate Annuities

Income for Life

Retirement Income Stream

Immediate Income

Maryland Immediate Annuities

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Maryland Annuity Lifetime Income Riders

Guaranteed Lifetime Income

Spousal Continuance Provisions

Terminal Illness Waiver

10% Withdrawal Provisions

Baltimore, Maryland Annuity Rates and Quotes

Retirement Annuity Rates and Quotes, Early Retirement Annuities

For more information about your Annuity options in Maryland, click here.

Annuities for residents in Baltimore, Maryland

Safe and Secure Retirement Income stream with Annuities

Annuities, Fixed Annuities, Fixed Indexed Annuities, Immediate Annuities, MYGA Annuities, Tax Deferred Annuities

Maryland Annuity Resource offers Annuities in all 24 counties of  Maryland. No matter where you live in Maryland, we can come to you. If there is a small town or far out corner of Maryland, we have been there and helped those clients with Annuities, Retirement and Income for Life.  It is important to know about the differences that each Annuity product has to offer and below you will learn some of the differences.

An annuity is a long-term savings plan that can be used to accumulate assets on a tax-deferred basis for retirement and/or to convert retirement assets into a stream of income. Issue ages are from 0-80 on most contracts so annuities can be used for many purposes from college savings, wealth protection, retirement planning, ira and 401k rollovers and creating income for life.

While both are insurance contracts, an annuity is the opposite of life insurance:

  • Life insurance provides financial protection against the risk of dying prematurely.
  • An annuity provides financial protection against the risk of living too long and being without income during retirement or other life event.

There are three basic types of annuities, depending on whether you need to accumulate assets for retirement or whether you’re at or near retirement and interested in creating a lifetime retirement income stream:

Maryland Deferred Annuities (Maryland Fixed Annuities, Maryland Fixed Indexed Annuities)
A deferred annuity has two distinct phases: the accumulation phase and the income phase.
  • During the accumulation phase, you contribute premiums to the annuity, where they accumulate on a tax deferred basis until needed for income purposes.
  • During the income phase, the value of the annuity is converted into income payments.
Maryland Immediate Income Annuities
An immediate income annuity is purchased with a single premium and income payments begin immediately or shortly after the premium is paid. Immediate Annuities are used to turn a large sum into a life time income stream like transferring a large pension, or part of it. They also can be used to spread out a tax burden over a long period of time due to a sudden taxable windfall. Most lottery commissions use Income Annuities to pay out winnings over 20-30 years. 
MYGA Multi Year Guaranteed Annuities
Multi Year Guaranteed Annuities are similar to Bank CD’s. Insurance companies offer MYGA’s with set guaranteed interest rates for periods of time ranging from 2-10 years. These annuities are ideal for laddering strategies where you know how long deposits are kept and exactly what returns you are receiving. These types are normally non qualified and starting deposits range from $5-10K for initial deposits. Issue ages are also ideal with issue ages from 0-80 years old.

How much do I need to start an Annuity if I live in Maryland?

Most carriers have two types of plans. Qualified and Non Qualified. To start an Annuity, you just need to understand the product, meet suitability and deposit $2k for Qualified plans and $10k for Non-qualified plans. Qualified contracts can come from a partial or full rollover, and Non-qualified needs to be verifiable cash.

We offer Maryland Annuities, Maryland Fixed Annuities, Maryland Fixed Indexed Annuities, Maryland MYGA Annuities, and Maryland Immediate Annuities for all residents living in Maryland.

Providing Retirement Annuities in all 24 counties of Maryland

Montgomery County Annuities

Maryland Annuity Resource is located in Montgomery county Maryland and services the entire state of Maryland for all of your annuity needs. We offer Bethesda Annuities, Chevy Chase Annuities, Gaithersburg Annuities, Germantown Annuities, Rockville Annuities, and Silver Spring Annuities. We also service all of the other small towns in Montgomery county with Annuities for Barnesville, Beallsville, Bethesda, Boyds, Brookeville, Burtonsville, Chevy Chase, Clarksburg, Damascus, Gaithersburg, Garrett Park, Germantown, Glen Echo, Hyattstown, Kensington, Laytonsville, Montgomery Village, Olney, Poolesville, Potomac, Rockville, Sandy Spring, Silver Spring, Takoma Park, Washington Grove, Wheaton, and White Oak Maryland.

We are here to serve you needs for Annuities in Montgomery County Maryland.

Howard County Annuities

Maryland Annuity Resource offers Annuities for all residents living in Howard County Maryland. We are located in Montgomery County and travel to clients home and businesses in Howard County frequently. We offer Columbia Annuities, Elkridge Annuities, Ellicott City Annuities, Jessup Annuities, North Laurel Annuities, Savage Annuities, and Guilford Annuities. We also service the other areas of Howard County Maryland like Clarksville, Cooksville, Daniels, Dayton, Dorsey, Fulton, Glenelg, Glenwood, Granite, Hanover, Highland, Scaggsville, Simpsonville, West Friendship, Woodbine, and Woodstock Maryland for all of their Annuity needs.

Carroll County Annuities

Maryland Annuity Resource offers Annuities to all residents living in Carroll County Maryland. Carroll County is close to our location and we offer Annuity services throughout the county to include Westminster Annuities, Taneytown Annuities, Manchester Annuities, New Windsor Annuities, Union Bridge Annuities, Hampstead Annuities, Mount Airy Annuities, and Sykesville Annuities. We also come to all of the smaller towns in Carroll County Maryland for all of their annuity needs.

Frederick County Annuities

Maryland Annuity Resource offers Annuities for all residents living in Frederick County, Maryland. Frederick County, Maryland is really close to our location and we often service clients located in Frederick County, Maryland. We offer Annuity products and services like Adamstown Annuities, Buckeystown Annuities, Ijamsville Annuities, Jefferson Annuities, Frederick Annuities, Middletown Annuities, Lake Linganore Annuities, and Libertytown Annuities.

We have been to every nook and cranny of Frederick County to service clients for their annuity needs.

Baltimore County Annuities

Maryland Annuity Resource offers Annuities to all residents living in Baltimore County, Maryland. We often visit Baltimore Maryland and the surrounding are. We offer Annuity services to all residents of Maryland, but most of our consultation will be over the phone, then a couple of sit down appointments if you live in Baltimore County.

We offer Balitmore Annuities, Arbutus Annuities, Carney Annuities, Catonsville Annuities, Cockeysville Annuities, Dundalk Annuities, Essex Annuities, Garrison Annuities, Hampton Annuities, Kings Ville Annuities, Mays Chapel Annuities, Towson Annuities, Owings Mills Annuities, Parkville Annuities, Pikesville Annuities, Pikesville Annuities, Timonium Annuities, and Woodlawn Annuities.

There are many small towns through out all of Baltimore County and we can come to you to help you with your Annuity needs.

Anne Arundel County Annuities

Maryland Annuity Resource offers Annuities to all residents living in Anne Arundel County, Maryland. We often travel throughout the whole state and make our way through Anne Arundel county very often. We offer Annapolis Annuities, Arnold Annuities, Crofton Annuities, Glen Burnie Annuities, Hanover Annuities, Odenton Annuities, Pasadena Annuities, Riva Annuities, Severn Annuities, Severna Park Annuities, Davidsonville Annuities, Millersville Annuities, and all cities throughout Anne Arundel County.

We will however leave time for a quick stop over at Shoreline for some swamp dogs.

All of Maryland Annuities

Maryland Annuity Resource offers Annuities for all of Maryland. That includes Allegany County Annuities, Calvert County Annuities, Caroline County Annuities, Cecil County Annuities, Charles County Annuities, Dorchester County Annuities, Garrett County Annuities, Harford County Annuities, Kent County Annuities,Prince George’s County Annuities, Queen Anne’s County Annuities, Somerset County Annuities, St. Mary’s County Annuities, Talbot County Annuities, Washington County Annuities, Wicomico County Annuities, and Worcester County Annuities.

Yes we do travel the whole state of Maryland on a daily basis. We will come to you and help you with your Annuity.

For more information about your Annuity options in Maryland, click here.

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